Insurance Licensing NY-Life-Accident-and-Health : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
- Exam Code: NY-Life-Accident-and-Health
- Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
- Updated: Oct 07, 2026
- Q & A: 122 Questions and Answers
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Accident and Health Insurance | - Health insurance products
|
| Topic 2: State Regulations (New York) | - Ethics and compliance
|
| Topic 3: Insurance Fundamentals | - Principles of insurance and risk management
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
Which of the following products is designed to pay benefits that can provide a stream of retirement income to the purchaser?
- A. variable life insurance
- B. modified endowment contract
- C. annuity contract
- D. tax-deferred growth
Correct Answer: C 🗳️
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For three weeks next month a company ' s employees will choose to enroll or remain enrolled in their HMO or change health plans. What is this situation called?
- A. annual open enrollment
- B. coverage authorization period
- C. annual gatekeeper enrollment
- D. employer sponsored health plan
Correct Answer: A 🗳️
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Some states have laws ensuring that health insurance coverages are available at a reasonable cost and under reasonable conditions for small employers. Small employers are defined as having no more than
- A. 100 employees.
- B. 150 employees.
- C. 75 employees.
- D. 200 employees.
Correct Answer: A 🗳️
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Which is an accurate description of the relationship between the premiums of a whole life policy and the premium payment period?
- A. The payment period is not related to the annual premium.
- B. The shorter the payment period, the lower the annual premium.
- C. The shorter the payment period, the higher the annual premium.
- D. The longer the payment period, the higher the annual premium.
Correct Answer: C 🗳️
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With respect to a life settlement contract, no person shall directly or indirectly pay a referral or finders fee to any person other than the
- A. life settlement broker.
- B. owner ' s accountant.
- C. insurance consultant.
- D. owner ' s physician.
Correct Answer: A 🗳️
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