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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Lillian is buying a home for $355,000. She is going to put down $75,000 as her down payment on her conventional loan. Will Lillian be required to pay private mortgage insurance?

A) No, but it depends solely on her credit score.
B) No, her down payment is large enough to avoid PMI.
C) Yes, her down payment does not meet the requirements to eliminate PMI.
D) Yes, PMI is required until she reaches 50% equity.

2. One township contains how many sections?

A) 640
B) 36
C) 6
D) 64

3. The subject property has a pool valued at $30,000 and two bathrooms valued at $10,000 each. Comp 1 does not have a pool and has one less bathroom than the subject property.
What adjustments should be made to Comp 1's value?

A) add $20,000 to Comp 1's value
B) add $40,000 to Comp 1's value
C) subtract $40,000 from Comp 1's value
D) subtract $20,000 from Comp 1's value

4. Which of these is an example of a deed restriction?

A) Donald is required by the municipal government to have a certain number of bathrooms in his business.
B) The city denies Darren a permit to open a pawn shop in a residential area.
C) Demi is required to file an environmental impact statement with the city before building a new subdivision.
D) A restriction in one subdivision development specifies that no boats or recreational vehicles may be kept on the street, driveway, or lot.

5. What is unique about an exclusive right-to-sell listing agreement?

A) The broker acts as a general agent for the client in all business dealings.
B) The broker represents both the seller and the buyer.
C) There are multiple brokers working to sell the same property.
D) The broker gets compensation regardless of who sells the property.

Solutions: